Peer-to-Peer Lending, Reinvented

Invest and borrow funds securely and efficiently with Kelexo

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What is Kelexo?

The Kelexo P2P platform seamlessly incorporates AI-driven risk evaluations, robust blockchain technology, and streamlined payment infrastructure to deliver a secure and efficient borrowing process.

Our platform allows you to invest your funds with confidence, knowing that our advanced security measures will protect your investment, whilst generating a fixed passive income.

If you are looking to borrow funds for short-term cash flow or become a lender for a fixed rate of interest, our revolutionary platform will help you achieve your goals. Join our community and experience the future of web3 lending.

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Every loan we offer is supported by a one-to-one ratio of digital assets, facilitating cross-border lending in regions where credit accessibility is constrained.

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Leveraging on-chain lending grants users adaptable borrowing terms while offering investors the flexibility of choosing their investment periods.

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Our community-backed underwriting ensures every loan is supported, opening up extra liquidity for borrowers. Moreover, investors have the freedom to liquidate their loans at any time without encountering lock-up periods.


The Kelexo interconnected blockchain infrastructure provides a revolutionary platform for asset-backed and digital lending.

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A major advantage of blockchain technology is its robust security.

Every transaction is logged on a decentralized ledger protected by cryptography, rendering it highly resistant to hacking or tampering.

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Blockchain technology allows our transactions, fees and business processes to be extremely transparent and open for the public to verify.

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Faster transactions

With the added benefit of AI integration we have not increased the speed of risk assessment but also the transaction speeds for both investors and borrowers.

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Lower costs

Kelexo significantly reduces the costs for both parties through the implementation of DeFi, removing the middle man redistributing the revenue generated by the platform.

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How Works

How Kelexo Works

Kelexo is a peer-to-peer lending platform that connects investors with borrowers. Our platform makes it easy to invest your funds or borrow money online.


Sign up

Create an account on Kelexo's website to get started. You'll need to provide some basic personal information, including your name, email address, and DeFi wallet details.


Select your investment or loan

For investors, explore diverse loan listings on Kelexo's platform and choose the one aligning with your preferences and risk tolerance. As a borrower, apply for a loan through a straightforward online application process.


Fund your investment or receive your loan

After selecting your investment or having your loan approved, proceed to fund your investment or receive the loan funds directly into your crypto wallet.


Monitor your investment or repay your loan

Investors can stay informed about their investment with regular updates on the loan status. Borrowers can repay the loan through fixed monthly installments over the loan term.

Token Utility

The native token of Kelexo,KLXO, serves several utility functions on our platform. Holding KLXO offers users various benefits, including:

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Lower Fees

By holding KLXO, users can enjoy reduced fees on our platform, including transaction fees and loan origination fees.

Access to Premium Features

Holders of KLXO also enjoy access to premium features on our platform, encompassing advanced analytics and investment tools.

Exclusive Rewards

We offer exclusive rewards for KLXO holders, including early access to new loan listings and other special offers.

Increased Investment Returns

KLXO holders can receive increased investment returns on our platform, with higher interest rates on their invested funds.

By holding KLXO, you can take advantage of the many benefits of our peer-to-peer lending platform. Join the KLXO community today and experience the future of lending.


Please see a breakdown of how we plan to allocate and distribute the Kelexo presale tokens.

  • 60%

    - Public Presale

  • 14%

    - Exchange Listings

  • 7%

    - Team

  • 6%

    - Marketing

  • 5%

    - Reserves

  • 5%

    - Burn Event

  • 3%

    - Rewards

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For investors

Are you looking to invest your funds in peer-to-peer lending?

Kelexo provides a distinctive chance to earn substantial returns on your investments through our secure and user-friendly platform.

Our peer-to-peer lending model directly connects investors with borrowers, eliminating intermediaries and reducing costs.

At Kelexo, you can select from various investment options and tailor your portfolio to match your preferences and risk tolerance.


Our roadmap outlines the development objectives of the Kelexo protocol.

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Create smart contract Complete security audits Launch social communities Initiate stage 1 marketing Launch Presale

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Beta Staking dApp development Stage 2 marketing push Open applications for liquidity providers Beta development of the marketplace

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Conclude presale Launch KLXO on exchanges Coin Market Cap Listing CoinGecko Listing Further Marketing Push

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Development of Kelexo DAO Cross-chain integration Kelexo ambassador program launch Strategic partnerships.


Below are responses to commonly asked questions. If your query is not addressed here, please send an email to [email protected]

Kelexo is a peer-to-peer lending platform built on the Ethereum blockchain, that enables users to invest in asset-backed short term loans.

To buy presale tokens, simply register on the website and proceed through the purchase steps.

There are a total of 5 stages in the presale, the price of KLXO will increase at each stage.


Your tokens will be airdropped to your wallet at the end of presale. You will receive 20% weekly for 5 weeks starting from the day of launch.

KLXO will launch at the end of presale which is forecasted to sell out within 90 days.